Transcript:
Ladies and Gentleman, Welcome to HEALTHCARE TRIVIA.
And now, introducing your contestants:
Joel Harrison is a healthcare consultant at EliteHRTeam.com
His opponent and reigning US Healthcare Heavy-weight Champion,
OBAMACARE!
First Question: What do young people and the uninsured need to know about Health Insurance?
(Buzz) Obamacare
Obamacare: Healthcare.gov is all you need to know. It’s just like using Kayak.com to buy health insurance. [*This is a real statement made by President Obama
MC: Reports say healthcare.gov is having issues and users are not able to sign up.
O: Healthcare.gov is such a party, there’s a long line. It’s like waiting in line at “Da Club” to buy health insurance.
MC: Joel
Joel: (buzz) Young people looking to purchase health insurance need to get educated and speak with a licensed broker. A broker can look at all their options, both inside and outside the state marketplace, and help them find the best plan for their unique situation. It is also important to understand the following terms to help the conversation go smoother.
Deductible—The amount of money you are responsible for paying BEFORE the insurance company will start to pay their share.
Co-pay—The amount you will pay to go to a specific kind of doctor. There are different co-pays for well visits, primary care physicians, specialists, ER visits, prescriptions, and other situations.
Co-Insurance—The percentage of your medical bills that you are responsible for paying. For example, 80/20 co-insurance means the company pays 80% and you pay 20%, up to your out-of-pocket Max.
Out-of-pocket max—The most you will pay in a year for care.
MC: OK, yes, we were looking for contact a broker you can trust… but the judges will accept it.
So at the end of round one we have Joel ahead of Obamacare 1-0
Today’s episode is brought to you by Mensing Consulting Solutions—The HR Department for small businesses. For more information on how Mensing Consulting Solutions can help you navigate the confusing world of Healthcare, call us toll-free at 855-MENSING, or go to our website, www.EliteHRTeam.com, for your free quote.